Finance Center
See A CAzillion. Find the One.
City Auto Huntsville offers dealer financing on used cars at 7507 Hwy 72 W in Madison, serving drivers across Madison and Huntsville. Apply online, and the finance team will take your application to top local lenders and some of the country’s largest banks, then go over the options with you. Buyers with credit concerns are welcome, and the team works with just about any credit situation. Financing covers cars, trucks, SUVs, and work vehicles from every City Auto store. Call 256.642.2876 weekdays from 9 AM to 7 PM or Saturdays from 9 AM to 6 PM.
Fill out the finance application whenever it suits you.
The finance team brings your application to its lender network and explains what’s available.
Choose your vehicle and complete the paperwork at the Hwy 72 W store.
City Auto stocks commercial vehicles alongside its cars and SUVs. If you’re shopping work trucks or vans, apply the same way, and the finance team will review lender options for commercial inventory too. Browse commercial vehicles from every City Auto store. Any of them can be moved to Madison for a test drive.
A spotless credit history isn’t required to apply. City Auto Huntsville’s credit specialists work with buyers who’ve had credit trouble, and they’ll walk you through the options the team’s lenders can offer. If you’d like to know where you stand first, AnnualCreditReport.com provides free credit reports.
Financing in Madison isn’t limited to the vehicles on the Hwy 72 W lot. City Auto moves vehicles between its stores for free, so you can choose from the group’s full inventory and finance your pick here.
Trading in your current vehicle can shrink the balance you finance. Check its value online, then get a final offer when the Madison team looks it over. Not buying? City Auto will still make an offer on your car.
Your application reaches local lenders and national banks through City Auto’s established relationships.
Yes. Submit City Auto’s online finance application, then call 256.642.2876 or visit the Madison store at 7507 Hwy 72 W to go over your options.
No. City Auto Huntsville arranges financing through outside lenders, including local lenders and national banks. Buyers with credit concerns can still apply online, and the finance team will review the options available.
City Auto sells commercial vehicles, including work trucks and vans. Use the online finance application, and the finance team will review lender options for the vehicle you choose.
Lenders commonly ask for a valid driver’s license, proof of income such as recent pay stubs, proof of residence, and proof of insurance. Requirements vary by lender, so confirm with the finance team before your visit.
A loan application usually involves a credit inquiry, which can cause a small, temporary dip in your score. Credit scoring models generally treat several auto loan inquiries made within a short period as one, so comparing offers has limited impact.
A co-signer with established credit may improve your chances of approval or the terms you’re offered, because the lender can consider both credit histories. The co-signer becomes equally responsible for the loan.
Finance Your Next Vehicle in Madison
Send the finance application today and sign at 7507 Hwy 72 W.